Fractional CFO Services
Financial Expertise, at your fingertips, but without the high fixed costs of permanent senior expertise
What Is a Fractional CFO?
A Fractional CFO (or virtual CFO) provides high-level financial leadership to your business, but on a flexible, part-time basis. Instead of hiring a full-time Chief Financial Officer, you gain the expertise of a seasoned finance professional who works alongside your leadership team to guide strategy, performance, and growth.
Fractional CFOs are ideal for growing businesses that need more than bookkeeping and compliance support but aren’t yet ready for the cost and commitment of a full-time CFO.
What Does a Fractional CFO Do?
A Fractional CFO bridges the gap between financial management and strategic direction. Their work typically includes:
Cash Flow and Forecasting: Analysing inflows and outflows, anticipating cash shortfalls, and planning for sustainability and growth.
Budgeting and Performance Reporting: Developing detailed budgets and producing insightful monthly or quarterly performance reports.
Financial Strategy and Modelling: Helping shape business decisions through “what-if” scenario modelling and profitability analysis.
Business and Capital Planning: Preparing funding strategies, liaising with lenders or investors, and guiding capital structure decisions.
Systems and Processes: Implementing efficient financial systems, controls, and reporting frameworks that grow with your business.
Board and Investor Reporting: Communicating financial performance clearly to boards, investors, or stakeholders.
Why Growing Businesses Benefit from a Fractional CFO
For many small to mid-sized companies, growth introduces complexity. Margins tighten, forecasts become uncertain, and strategic clarity becomes critical. A Fractional CFO gives you access to the same financial insight and discipline that larger organisations rely on — without the overhead.
With a Fractional CFO, you gain:
Financial Clarity: Understand what your numbers are really telling you.
Strategic Guidance: Make confident decisions grounded in accurate financial intelligence.
Scalability: Build the financial infrastructure your business needs to grow sustainably.
Cost Efficiency: Access senior expertise at a fraction of the cost of a full-time executive.